Kamal gatta mala is also known as dried lotus bead mala. Poverty is the worst curse of life. To banish this curse that could be haunting a house for generations, one must try this mala. Lakshmi is also called Kamalvaasini - i.e. one who sits on a lotus. This is why for the Sadhana and Mantra chanting of Lakshmi, we use a special rosary made of seeds of lotus which is called Kamalgatta mala. The Goddess is easily appeased if one uses this rosary for the chanting of her Mantra and she bestows upon him wealth and comforts.
There are other rosaries too that are prescribed for Lakshmi Sadhanas and with them too Lakshmi Sadhana can be accomplished But using a Kamalgatta rosary helps one secure the blessings of the Goddess faster.